We will assist you in identifying your retirement goals and the level of income you’ll need to achieve this.

Predicting the level of income existing arrangements and the state will require considerable analysis but ensures a “reality check” is built into our process. We consider a range of economic and performance scenarios and arrive at a realistic target fund to fill any shortfall.

We’ll build a robust target funding model, which includes an achievable schedule of contributions. We will conduct a full review of any existing arrangements you hold, if appropriate offer better value alternatives and ensure you are well positioned to achieve your goals.

To achieve your retirement needs, We’ll build a coherent and time bound investment strategy. Each strategy is tailored to your financial objectives and risk appetite, built using a blend of different assets to achieve the optimal investment portfolio. We will combine this with comprehensive tax planning and ensure you information about your portfolio at your fingertips

As many factors are are outside of our control, we will actively review the performance of your investment portfolio and make tactical strategic changes to keep things going on track. We will also meet you at least monthly to review your overall life plan, to identify any changes in needs and to ensure our advice remains suitable

as you approach your desired retirement date, will discuss with you the range of income product available. Once again, we will review our needs and recommend a product or mixture of products, which exactly satisfies your retirement and identify the market leaders in the sector. We can then implement this choice, our ongoing monitoring will continue whilst income is being drawn and we will explore, as part of your life plan the potential for succession.